Vitalik Buterin:

The founder of Ethereum warned users against rash steps related to loans and borrowings to buy cryptocurrency. He wrote about this on Twitter

According to him, many cryptocurrency users, hoping to get rich en masse, borrow money and invest it in cryptocurrencies. However, this is the wrong model of behavior.

Please never do this. I do not advise taking loans or personal loans to buy ETH or any other cryptocurrencies on the Ethereum platform

According to him, before the creation of Ethereum, about 7 years ago, he sold half of the Bitcoin so as not to go broke if BTC depreciated. His current income is estimated by Forbes at $400-$500 million.